TERMS

These terms (the “Wottit Products (Data) Terms”) apply to all business products that you share with us or that we collect in connection with your use of any Wottit Products. They apply in addition to any other terms governing your use of the applicable Wottit Products, including but not limited to the Wottit Commercial Terms of Service, Wottit Advertising Terms and the Wottit Developer Terms of Service. These Wottit products (Data) Terms apply to any products data that you share with us or that we collect in connection with any Wottit pilots, tests, alpha or beta programs that you participate in from time to time. They apply whether you share business products data with us directly (for example by implementing our device data collection tools) or indirectly (for example, when you authorize us to integrate with your data provider, measurement partner, or data management platform). When we process contact details for the purposes of our custom audiences (customer file) product or our Lead generation product, our special product Terms apply in the circumstances described below of these Wottit business Products (Data) Terms. To enter these Wottit Business Products (Data) terms, you must be a Wottit member, an agency or data provider acting on behalf of a member, or an APl partner.

ACCEPTANCE OF THESE TERMS AND CONDITIONS THROUGH USE

By using the Wottit, you signify your agreement to all terms, conditions, and notices contained or referenced herein (the "Terms of Use"). Wottit reserves the right, in its discretion, to update or revise the Terms of Use. Please check the Terms of Use periodically for changes. Your use of the Wottit subsequent to the posting of any change(s) to the Terms of Use will be deemed your acceptance of such change(s).. By clicking “Accept” or “Agree”, or otherwise by using any of the Wottit Products, you agree (on your own behalf and on behalf of any member whom you act) . Wottit services enables people to connect with each other, build financial communities, and grow businesses. These Terms govern your use of Wottit Fundraiser ( a feature to help users raise funds for their personal projects, Wottit Assets ( includes: Trading Bot, Wottit Shares, Wottit EPE, Crypto Mining) , Wallfeed (the space where users post, text, photos, videos for others to view), Wallet (this handles all payments queries; be it buying SD (Wottit diamonds) withdrawal of funds etc., WMessenger :- Wottit Messenger and chat app, Other social media affiliated handles we offer (the Wottit and other affiliated products), except where we expressly state that separate terms (and not these) apply. These Products are provided to you by Wottit Platforms, Inc. We do not charge you to use Wottit or the other products and services covered by these Terms, unless we state otherwise. Instead, businesses and organizations, and other persons pay us to show you ads for their products and services. By using our Products, you agree that we can show you ads that we think may be relevant to you and your interests. We use your personal data to help determine which personalized ads to show you. We don't sell your personal data to advertisers, and we don't share information that directly identifies you (such as your name, email address or other contact information) with advertisers unless you give us specific permission. Instead, advertisers can tell us things like the kind of audience they want to see their ads, and we show those ads to people who may be interested. We provide advertisers with reports about the performance of their ads that help them understand how people are interacting with their content. [See below to learn more about how to personalize advertising under these.

TERMS THAT WORKS ON THE WOTTIT PRODUCTS.

Our Privacy Policy explains how we collect and use your personal data to determine some of the ads you see and provide all of the other services described below. You can also go to your settings pages of the relevant Wottit product at anytime to review the privacy choices you have about how we use your data. (Link to settings]

• 1. The services we provide
• 2. How our services are funded
• 3. Your commitments to Wottit and our community
• 4. Additional provisions
• 5. Other terms and policies that may apply to you

• Wottit Ads Controls
• Privacy Basics
• Cookies Policy
• Data Policy
• More Resources

Privacy Basics (link) We Value Your Privacy At Wottit. (hereinafter called “a nickname if any”), we treat your personal information as private and confidential. We are dedicated to protecting your privacy and providing you with the highest level of security at any point of interaction with us. This Privacy policy describes what personal information we collect, what we do with it and how we protect it. This policy (together with our Terms and Conditions) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By continuing to Visit our website (www.Wottit.com) and other Wottit customer touchpoint, you accept and consent to the practices described in this policy.

WOTTIT CONTENT POLICIES

Wottit enables creators of Content to submit Content to the Wottit Service in accordance with the Agency Options set forth below. Under NO circumstances shall the following be submitted to the Wottit Service:

• 1. Content or material which was created by a person other than you, or subject to copyright by a person other than you, without that person's express written authorization;
• 2. Content or material which includes, in whole or in part, audio, video, text, or images that are subject to copyright by another person unless such inclusion is subject to applicable laws concerning fair use or is otherwise expressly authorized by the copyright holder;
• 3. Content or material that is subject to any third-party contractual provisions or limitations, including but not limited to license restrictions;
• 4. Content or material which displays the trademarks of another person without that person's authorization, subject to applicable laws concerning fair use;
• 5. Content or material that is pornographic, obscene, or of an adult or sexual nature;
• 6. Content or material that is grossly offensive to the online community, including but not limited to, racism, anti-semitism and hatred;
• 7. Content or material that; Promotes, supports, or incites violence or unlawful acts; => Promotes, supports or incites individuals and/or groups which engage in violence or unlawful acts, including but not limited to Antifa groups and persons affiliated with Antifa, the KKK and white supremacist groups and or persons affiliated with these groups; and/or => Promotes or supports entities and/or persons designated by either the Canadian or United States government as terrorists or terrorist organizations.
• 8. Content or material that exploits children under the age of 18 or posts or discloses any personally identifying information about any person at any age, including but not limited to personally identifying information about children under the age of 18;
• 9. Content or material promoting or providing instructional information about illegal activities, promoting harm or injury to any group, individual or cruelty to animals including, but not limited to:
• 10. Disseminating personal information about another individual for malevolent purposes, including libel, slander, "doxxing", defamation or violation of an individual's right to privacy.
• 11. Content or material that infringes or encroaches on the rights of others, including, but not limited to, infringement of privacy, publicity rights, and harm to reputation;
• 12.Any Content or material that contains links to another website where any of the above-described prohibited Content or material is accessible.
• 13. Any other Content or material that Wottit in its sole, unfettered, and arbitrary discretion, determines is undesirable on the Wottit Service. Wottit has the sole discretion to decide whether Content or material is permitted on the Wottit Service and any materials submitted to the Wottit Service may be, but is not necessarily, examined by Wottit before it is made available on the Wottit Service. You acknowledge that Wottit has the absolute right (but not the obligation) to prohibit, refuse, delete, move and edit Content and material for any reason, in any manner, at any time, without notice to you. You should also know that in visiting the Wottit Site or viewing Content via the Wottit or otherwise, you may be exposed to materials which you consider to be offensive or inappropriate and you assume the risk and sole responsibility for your exposure to any such Content or material. To report content that violates our policies, please email moderation@Wottit.com

PROCEDURE FOR REPORTING CLAIMS OF COPYRIGHT INFRINGEMENT

To file a copyright infringement notification with us relating to Content on the Wottit, you will need to send a written communication that includes substantially the following (please consult your legal counsel or see Section 512(c)(3) of the Digital Millennium Copyright Act to confirm these requirements): A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material. Providing URLs in the body of an email is the best way to help us locate content quickly. Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. To expedite our ability to process your request, such written notice should be sent to our designated agent as follows: Service Provider(s): Email: ServicesandRights@Wottit.com If there are many videos to be removed, or you expect to have an ongoing need to remove potentially infringing content from Wottit, we suggest that you email us at Service@Wottit.com with the subject as "ONGOING" where we increase the speed at which we are able to remove any infringing content on Wottit and also offer industry-leading content identification tools and personal management for your requests. Please note that under Section 512(f) any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability for damages. Don't make false claims! Please also note that the information provided in this legal notice may be forwarded to the person who provided the allegedly infringing content. Claimant information will be published on the Wottit site at anytime.

PROCEDURE FOR REPORTING VIOLATIONS OF RIGHTS OF PRIVACY OR PUBLICITY

If you believe that your privacy rights or publicity rights have been violated by information or material that is accessible on the Wottit site, you may notify Wottit.com. Please email support@Wottit.com so we can investigate the matter further. Information we collect and use We collect information about you from a variety of sources, such as: website visits, applications, Identification documents, curriculum vitae, Personal financial statements (where/when required), interactions with relationship managers, and other third parties (credit bureaus, payment gateways, other financial institutions..). and other written or electronic communication reflecting information such as your Name, address, passport details, identification, Numbers, biometric information, telephone number, occupation, assets, income and any other information we deem necessary. We may also use your transactional account history including your account balance, payment records, and debit/credit card usage. We may also use information received from third parties such as family, solicitors, friends or employers, website/social media pages made public by you, government agencies, regulators, supervisory or credit agencies. We may also collect other information such as video footages of you whenever you step into any of our Funds site, telephone conversations when you call any of our contact centre lines, geographic information of member when accessing funding sites

Non-personal information collected by us

In order to achieve our goal of providing you with the best banking transaction service, we sometimes collect certain information during your visits to perform certain tasks such as grant you access to some parts of our web site or conduct research on your behavior on our site in order to improve our services. We will not disclose your information to any person outside our organization except as described in this Privacy Policy. Visit https://www.Wottit.com/privacy.php Kindly refer to our cookie policy for more information on cookies.

Use of personal information

Your personal information is used in:

Automated Processing

We sometimes use automated systems and software to help us reach decisions about you, for example, to make credit decisions, to carry out security, fraud and money laundering checks, or to process your data when you apply for some of our products and services. This type of procesing is carried out under lawful basis and you can contact us to request that automated processing be reviewed by a human being If you detect any inaccuracies in your personal data. (Learn more linked page) Information we share

We may share the information about you and your dealings with us, to the extent permitted by law, with The following: + Wottit and Subsidiaries ( for example Wottit Shares) + Regulators/Supervisors, Government agencies/courts – It may be necessary by law legal process, litigation, and/or requests from public and governmental authorities within or outside your country of residence for Wottit to disclose your personal information. + We may also disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate

External Auditors; Wottit staff; Credit Agencies; Correspondent banks; Wottit strategic partners/service providers – for the purpose of improving and providing our products and services to you. Your Personal Information will not be shared with third parties for their marketing purposes. We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms and conditions or protect our operations or users. Additionally, in the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third party. Information about our customers and their usage of our website is not shared with third parties for their marketing purposes. We do not disclose any Information about any user’s usage of our web site except in specific cases, and we do not share Information with any unaffiliated third parties for marketing purposes unless you (the User) expressly give us permission to do so. (Learn more linked page) How we protect your information

We take appropriate technical and organizational measures to prevent loss, unauthorized access, misuse, modification or disclosure of information under our control. This may include the use of encryption, access controls and other forms of security to ensure that your data is protected. We require all parties including our staff and third-parties processing data on our behalf to comply with relevant guidelines to ensure that information is protected in use, when stored and during transmission. Your personal information with us remains secure because we use strict security measures and technologies to prevent fraud and intrusion. Our Security controls and processes are regularly updated to meet and exceed industry standards. Our employees are trained to respect the confidentiality of any personal information held by us Where we have provided you (or where you have chosen) a password which grants you access to specific areas on our site, you are responsible for keeping this password confidential. We request that you do not to share your password or other authentication details (e.g. token generated codes) with anyone. Other security measures you can take that will help us protect your data can be found at [www.Wottit.com/securitycentre]. [ Learn more Linked page ] Where we store your Information

All Personal Information you provide to us is stored on our secure servers as well as secure physical locations and cloud infrastructure (where applicable) for the purposes of providing seamless services to you, Including but not limited to ensuring business continuity, the data that we collect from you may be transferred to or stored in cloud locations at globally accepted vendors’ data center. Whenever your information is transferred to other locations, we will take all necessary steps to ensure that your data is handled securely and in accordance with this privacy policy. [Learn more linked page] How long we store your information

We retain your data for as long as is necessary for the purpose(s) that it was collected. Storage of your data is also determined by legal, regulatory, administrative or operational requirements. We only retain information that allows us comply with legal and regulatory requests for certain data, meet business and audit requirements, respond to complaints and queries, or address disputes or claims that may arise. Data which is not retained is securely destroyed when it is identified that is no longer needed for the purposes for which it was collected. [Learn more linked page] Your Rights You have certain rights available to you, these include The right to access your personal information held by us. Your right of access can be exercised by sending an email to @Wottit.com The right to rectify inaccurate or incomplete Information. Withdraw consent for processing in cases where consent has previously been given. Restrict or object to processing of your personal data. We might continue to process your data if there are valid legal or operational reasons You also have the right to: Request that your personal data be made available to you in a common electronic format and/or request that such data be sent to a third party. Request that your information be erased. We might continue to retain such data if there are valid legal, Regulatory or operational reasons. [Learn more linked page] Maintain accurate information

Keeping your account information accurate and up to date is very important. You have access to your account information, which includes your contact information, account balances, transactions and similar information through various means, such as account financial transaction history, SMS, social Media transaction and internet Banking transaction if you discover any inaccuracies in your personal information, please promptly notify us, via our emails, help network or Contact Centre, and provide the required documentary evidence, to enable us to implement the necessary updates or changes. (Learn more linked page] Applicability of this privacy policy Wottit and its subsidiaries consist of :- please list Branches worldwide : please list the Following; Example Wottit Cote D’ivoire Limited Wottit Gambia Limited, Wottit Shares Norway e t c

LINKS AND THIRD-PARTY SITES

Wottit may provide third-party search facilities, such as Google searches, and thereby produce third party advertisements and/or third party search results., Wottit and/or Content may otherwise link to third-party sites on the Internet that are not operated or controlled by Wottit ("Third-Party Site(s)"). Wottit is not responsible for the content of Third-Party Sites. Products and services on Third-Party Sites are the sole responsibility of each individual vendor or operator of such Third-Party Site. The inclusion and/or availability of such links to Third-Party Sites does not imply endorsement of such Third-Party Sites or any content, information, material, products or services provided on such Third-Party Sites, nor does it imply any association with the operators of such Third-Party Sites. Third-Party Sites may contain information or material that some people may find inappropriate or offensive. You will need to make your own independent judgment regarding your interaction with Third-Party Sites. Wottit makes no representations or warranties whatsoever concerning; the information, software or other material appearing on, or accessible through, any Third-Party Site (including without limitation, any advertisement for products or services on any Third-Party Site);

the performance or operation of any Third-Party Site (including, without limitation, any transactions initiated or conducted through any Third-Party Site, any taxes associated therewith and any use by third-parties of user credit card information); any products or services advertised or sold on or through any Third-Party Site (including, without limitation, the quality, safety and legality of such products or services or the sale thereof); The sellers of any products or services advertised or sold on or through any Third-Party Site; or accuracy, copyright compliance, legality, decency, or any other aspect of the content of such Third-Party Sites. If you decide to access any of the Third-Party Sites, you do so entirely at your own risk. If you are accessing a Third-Party Site through a link via Wottit, you are advised to read any terms of use and privacy policy of such Third-Party Site before you use such Third-Party Site. You understand, acknowledge, and agree that where the Wottit product is licensed for use by a third-party, such third-party may be using the Wottit Products for certain purposes or to display certain content, that is not content owned, controlled, distributed, authorized or endorsed by Wottit. (Learn about the privacy practices of those third parties. [Learn more linked page] Third party sites and services Wottit’s websites, products, applications, and services may contain links to third-party websites, products and services. Our products and services may also use or offer products or services from third parties. Information collected by third parties, which may include such things as location data or contact details is governed by their privacy practices and Wottit will not be liable for any breach of confidentiality or privacy of your information on such sites.

Cookies Policy

Cookies are small text files stored on your computer or mobile devices whenever you visit a website. Cookies have many uses, such as memorizing your preferences to tailor your experiences while on our site- or to help us analyze our website traffic. Wottit uses cookies to improve your experience while on this site. We would like to let you know a few things about our cookies: Some cookies are essential to access certain areas of this site; We use analytics cookies to help us understand how you use our site to discover what content is most useful to you. [Learn more]

PROPRIETARY RIGHTS AND RESTRICTIONS

You acknowledge and agree that all Content and materials available on the Wottit Site and/or available through the Wottit Service are protected by one or more of intellectual property rights: copyrights, trademarks, service marks, patents, trade secrets, and/or other proprietary rights, and that their use is restricted by the terms of this Agreement and applicable statutory and common laws. Wottit, Wottit.com, and Wottit product and service names are trademarks and/or service marks of Wottit Canada Inc. (the "Wottit Marks") and are owned exclusively by Wottit. You will not display or use the Wottit Marks, in any manner that would constitute infringement of Wottit's rights, without Wottit's prior permission. Except as expressly authorized by Wottit, you agree not to sell, resell, exploit for any commercial purposes, license, rent, modify, distribute, copy, reproduce, duplicate, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from any portion of any Content, including but not limited to video, images, sounds, and text appearing on or via the Wottit Service. Systematic retrieval of data or Content from the Wottit Service to create or compile, directly or indirectly, a collection, compilation, library, database or directory without prior written permission from Wottit is prohibited. The use of Content or materials appearing on or via the Wottit Service for any purpose not expressly permitted in these Terms of Use is prohibited.

COMPLAINT PROCEDURE

We take seriously any complaints received from viewers of Wottit Content and attempt to respond to every complaint. If you have a complaint regarding the Content, materials available through the Wottit Service, inappropriate behavior or postings by other users in the Forum, or otherwise, you may submit your complaint to Wottit by emailing our customer service representatives at support@Wottit.com. Please use the word "Complaint" in the subject line, and include the following information in your email: your name, email address and, if you are a registered user, your user ID; the basis of your complaint (provide as much detail as possible); if your complaint concerns the activities of other users/visitors on the Forum identify the specific type of inappropriate or offensive behavior engaged in and, insofar as possible, the identity of the offending person. If your complaint concerns particular Content please provide the reason for your Complaint and the title and/or location of any video; and the date(s) on which you observed the objectionable activities or behaviour or the date on which you viewed the Content which is the subject of your complaint; A customer service representative will endeavour to respond to your email and if, in Wottit's determination, your complaint is a valid one, Wottit will take appropriate actions in its sole discretion, and has no responsibility to at any time report to you as to the status or outcome of its investigation or any actions Wottit has taken as a result.

AGENCY AGREEMENT

If you are a creator of Content submitted to the Wottit Service through your Wottit account, the relationship between you and Wottit is one of principal and agent ("Agency") and is subject to the terms and conditions set out herein which specifically govern this relationship (the "Agency Agreement"). Appointment of Agent. You, as the principal (the "Principal" or "you"), may submit video Content to be published and managed by Wottit as your agent ("Agent") for the purposes of same. By submitting Content to Wottit and by Wottit accepting such Content on the Wottit Service pursuant to either Agency Option "A" or Agency Option "B", as defined below, you are appointing and do hereby appoint Wottit as your exclusive, worldwide, perpetual Agent for such Content, and grant Wottit the exclusive right to distribute, display, reproduce, license, rent, sell, monetize, and otherwise exploit the Content in any medium, on any kind of display device, worldwide, for the duration of the "Term of Agency" as defined below (the "Agency Rights"). As discussed in more detail below, the Agency Rights will also include Wottit's right to bring suit in its own name as plaintiff for infringement or other inappropriate or illegal use of the Content and to seek in such suit all damages or other relief available under law and equity to which you and/or Wottit are entitled. By appointing Wottit as your Agent and granting Wottit the Agency Rights, you agree that you shall not distribute, display, reproduce, license, rent, sell, monetize, and otherwise exploit the Content in any medium, on any kind of display device, worldwide, for the duration of the Agency Term, as defined below. The Agency Term means a 50 (fifty) year period commencing as of the date you enter into this Agreement. The Agency Term shall automatically renew for additional consecutive renewal terms of 50 (fifty) years each, unless either party gives written notice of its intent not to renew the Agency Term, ninety (90) days prior to the expiration of the then expiring Agency Term. There are four (4) types of "Agency Option(s)" offered and governed by this Agreement, as described below, namely, Agency Option "A", Agency Option "B", Agency Option "C", and Agency Option "D". You must select a single Agency Option during the Content submission process, and that selected Option cannot thereafter be changed without Wottit express written permission. If you select any of Options "A" or "B," you cannot remove the video from the Wottit for the duration of our Agency agreement.

Video Management Option (Option "A") You will receive all Net Earnings, less an Agency Fee equal to 40%, collected in relation to your Content. Video Management (Excluding YouTube) Option ("Option B") You will receive all Net Earnings, less an Agency Fee equal to 40%, collected in relation to your Content. Wottit shall not publish your Content to YouTube.com and publication of your Content shall be limited to all media and channels except YouTube.com which is specifically excluded.

Wottit Only Option (Option "C") Wottit will publish your Content through the Wall feed and will act as your Agent only in respect of publication via this channel. All other media and channels are specifically excluded from Wottit's Agency. You will receive all Net Earnings collected in relation to publication of your Content on the Wottit less an Agency Fee equal to 40%. If you select this Option, and notwithstanding any provision in this Agreement to the contrary, you shall be entitled to remove Content from the Wottit wall feed at any time. Personal Use Option (Option "D") Wottit shall only publish your Content on Wottit's Video Player or Wottit-owned websites. Wottit shall not monetize your Content. No Net Earnings will be payable to you and no Agency Fees shall be charged. If you select this Option, and notwithstanding any provision in this Agreement to the contrary, you shall be entitled to remove Content from the Wottit at any time.

Social Media Platforms

Wottit may in future interact with registered users of various social media platforms, including Facebook, Twitter, Google+, LinkedIn and Instagram. Please note that any content you post to such social media platforms (example pictures, information or opinions), as well as any personal information that you otherwise make available to users (e.g. your profile) is subject to the applicable social media platform’s terms of use and privacy policies. we recommend that you review this information carefully in order to better understand your rights and obligations with regard to such content. Maintaining accurate information Keeping your account information accurate and up to date is very important. You have access to your account information, which includes your contact information, account balances, transactions and similar information through various means, such as account statements, SMS, Social Media and internet Banking. If you discover any inaccuracies in your personal information, please promptly notify us, Via our subsidiaries network or Contact Centre, and provide the required documentary evidence, to enable us to implement the necessary updates or changes.

Privacy Of Children

Wottit’s Policy contains the following disclosure statement for children: Wottit respects the privacy of children. We do not Knowingly collect names, email addresses or any other personally identifiable information from children. We do not knowingly “market to children nor do we allow children under 18 to open online accounts”

Promotional Messages

Wottit may sometimes contact you with products or services that we think may be of interest to you. If you don’t want to receive such promotional materials from us, you can opt out at any time by sending an email to Service@Wottit.com [Lean more page ] Privacy Policy Changes This policy may be revised on an ad-hoc basis to reflect the legal, regulatory and operating environment and such revised versions will automatically become applicable to you. We will post any revisions we make to our Privacy Policy on this page and such revised policy becomes effective as at the time it is posted. We will not notify you directly immediately when any changes to our privacy policy have been made. We also encourage you to check this page from time to time for updates to this policy. [View a printable version of the Terms of Service, Return to top]

1. The services we provide Our mission is to give people the Financial power and stability to build financial communities and bring the world closer together. To help advance this mission, we provide the Products and services [described below to you]. Provide a personalized information, experience for you and your experience on Wottit which is unlike anyone else's: from the posts, stories, events, ads, and other content you see in Wottit wall feeds or our video platform to the Wottit pages you follow and other features you might use, such as Wottit Assest, Fundraiser and search. For example, we use data about the connections you make, the choices and settings you select, and what you share and do on and off our Products-to personalize your experience.

Connect you with people and organizations you care about: we help you find and connect with people, groups, businesses, organizations, crypto mining, trading bots, Wottit Shares and others that matter to you across the Wottit Products you use. We use data to make suggestions for you and others -for example, groups to join, events to attend, Wottit Pages to follow or send a message to, financial news or updates to watch, and people you may want to become friends with. Stronger ties make for better communities, and we believe our services are most useful when people are connected to people, groups, and organizations they care about. Empower you to express yourself and communicate about what matters to you: There are many ways to express yourself on Wottit to Communicate with friends, family, and others about what Matters to you – for example; sharing status updates, photos, videos, and stories across the Wottit Products (consistent with your settings), sending messages or making voice or video calls to a friend or several people, creating events or groups, or adding content to your profile as well as showing you insights on how others engage with your content.

We have also developed, and continue to explore, new ways for people to use technology, such as augmented reality and 360 video to create and share more expressive and engaging content on Wottit Products. Helping you to discover content, products, and services that may Interest you: We show you personalized ads, offers, and other sponsored or commercial content to help you discover content, products, and services. We show you personalized ads, offers, and other sponsored or commercial content to help you discover content, products, and services that are offered by the many businesses and organizations that use Wottit and other Wottit Products.

[Section 2 below explains this in more detail]. Promote the safety, security, and integrity of our services, combat harmful conduct and keep our community of users Safe: People will only build community on Wottit if they feel safe and secure. We work hard to maintain the security (including the availability, authenticity, integrity, security and confidentiality) of our Products and services. We employ dedicated teams around the world, work with external service providers, partners and other relevant entities and develop advanced technical systems to detect potential misuse of our products, harmful conduct towards others, and situations where we may be able to help support or protect our community, including to respond to user reports of potentially violating content. If we learn of content or conduct like this, we may take appropriate action based on our assessment that may include – notifying you, offering help, removing content, removing or restricting access to certain features, even disabling an account, or contacting law enforcement. We share data across Wottit and other affiliated companies when we detect misuse or harmful conduct by someone using one of our products or services to help keep Wottit Products, users and the community safe. For example, we share information with Wottit and other affiliated companies that provide financial products and services to help them promote safety, security and integrity and comply with applicable law.

Wottit may access, preserve, use and share any information it collects about you where it has a good faith belief it is required or permitted by law to do so. For more information, (Please review our Privacy Policy.) In some cases, the Oversight Board may review our decisions, subject to its terms and bylaws. [Learn more here.] Use and develop advanced technologies to provide safe and functional services for everyone: we use and develop advanced technologies such as artificial intelligence, machine learning systems, and augmented reality so that people can use our product safely regardless of physical ability or geographic location. For example, technology like this helps people who have visual impairments understand what or who is in photos or videos shared on Wottit and other Wottit related Companies. We also build sophisticated network and communication technology to help more people connect to the internet in areas with limited access. And we develop automated systems to improve our ability to detect and remove abusive and dangerous activity that may harm our community and the integrity of our Products.

Research ways to make our services better:

We engage in research to develop, test, and improve our Products. This includes analyzing data we have about our users and understanding how people use our Products, for example by conducting surveys and testing and troubleshooting new features. Our Privacy Policy explains how we use data to support this research for the purposes of developing and improving our services. We provide consistent and seamless experiences across the Wottit Products and services : Our Products help you find and connect with people, groups, businesses, organizations, and others that are important to you. We design our systems so that your experience is consistent and seamless across the different Wottit Company Products that you use. For example, we use data about the people you engage with on Wottit Shares to make it easier for you to connect with them on Wottit fundraiser or Chat app, and we enable you to communicate with a business you follow on Wottit through WMessenger or chat app .

Ensuring access to our services:

To operate our global services and enable you to connect with people around the world, we need to transfer, store and distribute content and data to our data centers, partners, service providers, vendors and systems around the world, including outside your country of residence. The use of this global infrastructure is necessary and essential to provide our services. This infrastructure may be owned, operated, or controlled by Wottit, Inc., Wottit platforms Ireland Limited, or its affiliates. [Return to top]

2. How our services are funded

Instead of paying to use Wottit and the other products and services we offer, by using the Wottit Products covered by these Terms, you agree that we can show you ads that businesses and organizations pay us to promote on and off the Wottit Company Products. We use your personal data, such as information about your activity and interests, to show you ads that are more relevant to you. Protecting people's privacy is central to how we've designed our ad system. This means that we can show you relevant and useful ads without telling advertisers who you are. We don't sell your personal data. We allow advertisers to tell us things like their business goal, and the kind of audience they want to see their ads (for example, people between the age of 18-35 who like driving). We then show their ad to people who might be interested. We also provide advertisers with reports about the performance of their ads to help them understand how people are interacting with their content on and off Wottit. For example, we provide general demographic and interest information to advertisers (for example, that an ad was seen by a man between the ages of 25 and 34 who lives in Singapore and likes software engineering) to help them better understand their audience. We don't share information that directly identifies you (information such as your name or email address that by itself can be used to contact you or identifies who you are) unless you give us specific permission. Learn more about how Facebook ads work here. We collect and use your personal data in order to provide the services described above to you. You can learn about how we collect and use your data in our Data Policy. You have controls over the types of ads and advertisers you see, and the types of information we use to determine which ads we show you. [Learn more.]

Your commitments to Wottit and our community :

We provide these services to you and others to help advance our mission. In exchange, we need you to make the following Commitments:

A.Who can use Wottit When people stand behind their opinions and actions, our Community is safer and more accountable. For this reason, You must: 1.Provide for your account the same name that you use in everyday life. Provide accurate information about yourself. 2. Create only one account (your own) and use it for personal purposes. Not share your password, give access to your Wottit account to others, or transfer your account to anyone else (without our permission). We try to make Wottit broadly available to everyone, but you cannot use Wottit if: +You are under 13 years old. +You are a convicted online fraudster or you are a sex offender. +We've previously disabled your account for violations of our Terms or the Community Standards, or other terms and policies that apply to your use of Wottit. +If we disable your account fora violation of our Terms, the Community Standards, or other terms and policies, you agree not to create another account without our permission. Receiving permission to create a new account is provided at our sole discretion, and does not mean or imply that the disciplinary action was wrong or without cause. You are prohibited from receiving our products, services, or software under applicable laws.

B. What you can share and do on Wottit Products We want people to use Sealfund Products to express themselves, engaged others and learn from others too. Conduct described below (or to facilitate or support others in doing so): You may not use our Products to do or share anything: +.That violates these Terms, the Community Standards, or other terms and policies that apply to your use of our Products. +.That is unlawful, misleading, discriminatory or fraudulent (or assists someone else in using our Products in such a way). +.That you do not own or have the necessary rights to share. +.That infringes or violates someone else's rights, including their intellectual property rights (such as by infringing another's copyright or trademark, or distributing or selling counterfeit or pirated goods), unless an exception or limitation applies under applicable law. +.You may not upload viruses or malicious code, use the services to send spam, or do anything else that could disable, overburden, interfere with, or impair the proper working, integrity, operation, or appearance of our services, systems, or Products. +.You may not access or collect data from our Products using automated means (without our prior permission) or attempt to access data you do not have permission to access. +.You may not proxy, request, or collect Product usernames or passwords, or misappropriate access tokens. +.You may not sell, license, or purchase any data obtained from us or our services, except as provided in the Platform Terms. +.You may not misuse any reporting, flagging, dispute, or appeals channel, such as by making fraudulent, duplicative, or groundless reports or appeals. +.We can remove or restrict access to content that is in violation of these provisions. We can also suspend or disable your account for conduct that violates these provisions, as provided in Section 4.B. If we remove content that you have shared in violation of the Community Standards, we'll let you know and explain any options you have to request another review, unless you seriously or repeatedly violate these Terms or if doing so may expose us or others to legal liability; harm our community of users; compromise or interfere with the integrity or operation. Content or conduct that you believe Violates your rights (including intellectual property rights) or our terms and Policies, if this feature exists in your jurisdiction. We also can remove or restrict access to content features, services, or information if we determine that doing so is reasonably necessary to avoid or mitigate misuse of our services or adverse legal or regulatory impacts to Wottit.

The permissions you give us We need certain permissions from you to provide our services: Permission to use content you create and share Some content that you share or upload, such as photos or videos, may be protected by intellectual property laws. You retain ownership of the intellectual property rights (things Like copyright or trademarks) in any such content that you create and share on Wottit and other affiliated Company products you use. Nothing in these Terms takes away the Rights you have to your own content. You are free to share Your content with anyone else, wherever you want. However, to provide our services we need you to give us some Legal permissions (known as a “license”) to use this content. This is solely for the purposes of providing and improving our Products and services as described in Section 1 above. Specifically, when you share, post, or upload content that is Covered by intellectual property rights on or in connection with our Products, you grant us a non-exclusive, transferable, Sub-licensable, royalty-free, and worldwide license to host, Use, distribute, modify, run, copy, publicly perform or display, Translate, and create derivative works of your content (consistent with your privacy and application settings). This means, for example, that if you share a photo on Wottit Shares, you give us permission to store, copy, and share it with others (again, consistent with your settings) such as Wottit Products or service providers that support those products and services. This license will end when your content is deleted from our systems. You can delete individual content you share, post, and upload at any time. In addition, all content posted to your personal account will be deleted if you delete your account, but files can be revoked for investigation and security purposes . [Learn more about how to delete your account. Account deletion]. Account deletion does not automatically delete content that you post as an Admin of a page or content that you create collectively with other users, such as photos in Shared Albums which may continue to be visible to other album members. Account deletion process or receive a content deletion request. If you send content to trash, the deletion process will automatically begin in 30 days unless you chose to delete the content sooner. While the deletion process for such content is being undertaken, the content is no longer visible to other users. After the content is deleted, it may take us up to another 90 or more days to remove it from backups and disaster. Recovery system content will not be deleted within 90 days of the account deletion or content deletion process beginning in the following situations: Where your content has been used by others in accordance with this license and they have not deleted it (in which case this license will continue to apply until that content is deleted); Where deletion within 90 days is not possible due to technical limitations of our systems, in which case, we will complete the deletion as soon as technically feasible; or where immediate deletion would restrict our ability to: investigate or identify illegal activity or violations of our terms and policies (for example, to identify or investigate misuse of our Products or systems); protect the safety, integrity, and security of our products, systems, services, our employees, and users, and to defend ourselves; comply with legal obligations for the preservation of evidence, including data of Sealfund Companies providing financial products and services preserve to comply with any record keeping obligations required by law; or comply with a request of a judicial or administrative authority, law enforcement or a government agency in which case, the content will be retained for no longer than is necessary for the purposes for which it has been retained (the exact duration will vary on a case-by-case basis). In each of the above cases, this license will continue until the content has been fully deleted. Permission to use your name profile picture, and information about your actions With ads and sponsored or commercial Content: You give us permission to use your name and profile picture and information about actions you have taken on Wottit next to or in connection with ads, offers, and other sponsored or commercial content that we display across our Products, without any compensation to you. For example, we may show your friends that you are interested in an advertised event or have liked a Wottit Page created by a brand that has paid us to display its ads on Wottit. Ads and content like this can be seen only by people who have your permission to see the actions you've taken on Wottit and other related apps or company products. [You can learn more about your ad settings and preferences.] Permission to update software you use or download: If you download or use our software, you give us permission to download and install updates to the software where available.

Limits on using our intellectual property If you use content covered by intellectual property rights that we have and make available in our Products (for example, images, designs, videos, or sounds we provide that you add to content you create or share on Wottit), we retain all rights to that content (but not yours). You can only use our copyrights or trademarks (or any similar marks) as expressly permitted by our Brand Usage Guidelines or with our prior written permission. You must obtain our written permission (or permission under an open source license) to modify, translate, create derivative works of, decompile, or reverse engineer our products or their components, or otherwise attempt to extract source code from us, unless an exception or limitation applies under applicable law or your conduct relates to the Wottit Bug Bounty Program. [Return to top]

4. Additional provisions A. Updating our Terms We work constantly to improve our services and develop new features to make our Products better for you and our community. As a result, we may need to update these Terms from time to time to accurately reflect our services and practices, to promote a safe and secure experience on our Products and services, and/or to comply with applicable law. We will only make any changes if the provisions are no longer appropriate or if they are incomplete, and only if the changes in reason.

[Learn more linked page] Jurisdiction Specific Terms. The parties acknowledge and agree that additional Jurisdiction Specific Terms may apply to the provision and use of the Wottit Products, Wottit data, and data collected on Wottit properties in connection with the Sealsfunds products or your ads on Wottit properties. Where applicable to Wottit products, such Jurisdiction Specific Terms are incorporated into these Wottit Products (Data) Terms by reference. B. Account deletion We may disable or delete your account if after registration your account is not confirmed, your account is unused and remains inactive for an extended period of time, or if we detect someone may have used it without your permission and we are unable to confirm your ownership of the account. [Learn more about how we disable and delete accounts.] Where we take such action we'll let you know and explain any options you have to request a review, unless doing so may expose us or others to legal liability; harm our community of users; compromise or interfere with the integrity or operation of any of our services, systems or Products; where we are restricted due to technical limitations; or where we are prohibited from doing so for legal reasons. [You can learn more about what you can do if your account has been disabled and how to contact us if you think we have disabled your account by mistake.] If you delete or we disable or delete your account, these Terms shall terminate as an agreement between you and us, but the following provisions will remain in place: 3, 4.2-4.5.

C. Limits on liability We work hard to provide the best Products we can and to specify clear guidelines for everyone who uses them. Our Products, however, are provided "as is,' and to the extent permissible by law, we make no guarantees that they always will be safe, secure, or error-free, or that they will function without disruptions, delays, or imperfections. To the extent permitted by law, we also DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. We do not control or direct what people and others do or say, and we are not responsible for their actions or conduct (whether online or offline) or any content they share (including offensive, inappropriate, obscene, unlawful, and other objectionable content). We cannot predict when issues might arise with our Products. Accordingly, our liability shall be limited to the fullest extent permitted by applicable law. To the fullest extent permitted by applicable law under no circumstance will we be liable to you for any lost profits, revenues, information, or data, or consequential, special, indirect, exemplary, punitive, or incidental damages arising out of or related to these Terms or the Wottit Products (however caused and on any theory of Liability, including negligence), even if we have been advised of the possibility of such damages. [Learn more]

Disputes

We try to provide clear rules so that we can limit or hopefully avoid disputes between you and us. If a dispute does arise, However, it’s useful to know up front where it can be resolved and what laws will apply. If you are a consumer, the laws of the country in which you reside will apply to any claim, cause of action, or dispute you have against us that arises out of or relates to these Terms or the Wottit Products, and you may resolve your claim in any competent court in that country that has jurisdiction over the claim. In all other cases, and for any claim, cause of action, or dispute that Wottit files against you, you and Wottit agree that any such claim, cause of action or dispute must be resolved exclusively in the U.S. District Court for the Northern District of California or a state court Located in San Mateo County. You also agree that you submit to the personal jurisdiction of Either of these courts for the purpose of litigating any such Claim, and that the laws of the State of California will govern these Terms and any claim, cause of action, or dispute without regard to conflict of law provisions. Without prejudice to the foregoing, you agree that, in its sole discretion, Wottit may bring any claim, cause of action, or dispute we have against you in any competent court in the country in which you reside that has jurisdiction over the claim.

Others

These Terms (formerly known as the Statement of Rights and responsibilities) make up the entire agreement between you and Wottit Platforms, Inc. regarding your use of our Products. They supersede any prior agreements. Some of the Products we offer are also governed by supplemental terms. If you use any of those Products, supplemental terms will be made available and will become part of our agreement with you. For instance, if you access or use our Products for commercial or business purposes, such as buying ads, selling products, developing apps, managing a group or Page for your business, or using our measurement services, you must agree to our Commercial Terms. If you post or share content containing music. You must comply with our iMusic Guidelines. TO the extent any supplemental terms conflict with these Terms, the supplemental terms shall govern to the extent of the conflict. If any portion of these Terms is found to be unenforceable, The unenforceable portion will be deemed amended to the minimum extent necessary to make it enforceable, and if it can’t be made enforceable, then it will be severed and the remaining portion will remain in full force and effect. If we fail to enforce any of these Terms, it will not be considered a waiver. Any amendment to or waiver of these Terms must be made in writing and signed by us. You will not transfer any of your rights or obligations under these Terms to anyone else without our consent. You may designate a person (called a legacy contact) to manage your account if it is memorialized. If you enable it in Your settings, only your legacy contact or a person who you have identified in a valid will or similar legal document expressing clear consent to disclose your content to that person upon death or incapacity will be able to seek limited disclosure of information from your account after it is memorialized.

These Terms do not confer any third-party beneficiary rights. All of our rights and obligations under these Terms are freely assignable by us in connection with a merger, acquisition, or sale of assets, or by operation of law or otherwise. we may change the username for your account in certain circumstances (for example, if someone else claims the username and it appears unrelated to the name you use in everyday life). We always appreciate your feedback and other suggestions about our products and services. But we may use feedback and other suggestions without any restriction or obligation to compensate you, and we are under no obligation to keep them confidential. We reserve all rights not expressly granted to you. [Return to top]

Other terms and policies that may apply to you Community Standards: These guidelines outline our standards regarding the content you post to Wottit and your activity on Wottit and other Wottit related Products. Commercial Terms: These terms apply if you also access or use our Products for any commercial or business purpose, including advertising, operating an app on our Platform, using our measurement services, managing a group or a Page for a business or selling goods and service Community Payment Terms: These terms apply to payments made on or through Wottit products. Commerce Policies: These guidelines outline the policies that apply when you offer products or services for sale on Wottit Shares, Wottit Fundraiser and other SealFund products. Music Guidelines: These guidelines outline the policies that apply if you post or share content containing music on any Wottit Products. Advertising Policies: These policies apply to partners who advertise across the Wottit Products and specify what types of Ad content are allowed by partners who advertise across the Wottit Products. Self-Serve Ad Terms: These terms apply when you use self serve advertising interfaces to create, submit, or deliver advertising or other commercial or sponsored activity or content. Wottit , Wall feeds and Events Policy: These guidelines apply if you create or administer a Wottit Page, group, or event, or if you use Wottit to communicate or administer a promotion. Wottit Platform Policy: These terms apply to the use of the set of APls, SDKs, tools, plugins, code, technology, content, and services that enables others to develop functionality, retrieve data from Wottit products, or provide data to us. Developer Payment Terms: These terms apply to developers of applications that use Wottit Payments. Wottit Brand Resources: These guidelines outline the policies that apply to use of Wottit trademarks, logos, and screenshots.

LIABILITY

Wottit does not in any way endorse any Content submitted, including any opinion, recommendation, claims, advice or position expressed therein, and Wottit expressly disclaims all liability in connection with the Content and its publication. For the purposes of the Digital Millennium Copyright Act or similar legislation or regulations, all Content is considered user-generated content and Wottit's capacity as Agent is not Content owned by Wottit (unless expressly assigned to Wottit under the terms of this Agreement) or uploaded by Wottit. In order to submit Content to Wottit you acknowledge that you are solely responsible for what is submitted and indemnify and hold Wottit harmless from any and all claims arising from a breach of your representations, warranties, and covenants as set out in this Agreement, and also indemnify and hold Wottit harmless from and against all third party claims with respect to the Content and acting as Agent in respect of the Content.

GENERAL WOTTIT MEMBER LICENSE TERMS

Use of the Wottit member is subject to any applicable license agreements for use of the Wottit. Subject to any applicable license agreements which replace and/or supersede these general license terms with respect to the use of the Wottit, the following terms and conditions apply to use of Wottit.

GRANT OF LICENSE

Wottit hereby grants you a non-exclusive license to use the Wottit subject to the following terms: You may: 1.use Wottit on any single computer; 2.use the Wottit on a second computer so long as the first and second computers are not used simultaneously; and 3.copy the Wottit account for back-up and archival purposes provided any copy must contain all of the original wottit user's proprietary notices.

You may not: Permit other individuals to use the Wottit Service on your computer(s) except under the terms listed above; 1.modify, translate, reverse engineer, decompile, disassemble (except to the extent that this restriction is expressly prohibited by law) or create derivative works based upon the Wottit Member or Wottit member’s documentation ("Documentation"); 2.copy the Wottit or Documentation (except for back-up purposes); resell, rent, lease, transfer, or otherwise transfer rights to the Wottit or Documentation; or remove any proprietary notices or labels on the now or Documentation. This license does not grant you any right to any enhancement or update, and any right to grant sublicences, to Wottit Title, ownership rights, and intellectual property rights in and to the Wottit Membership and Documentation shall remain with Wottit. Wottit is protected by the copyright laws of Canada, the United States and internationally by copyright treaty. Title, ownership rights and intellectual property rights in and to the Content accessed through the Wottit including any Content contained in the Wottit media demonstration files is the property of the applicable content owner and is protected by applicable copyright or other law. This license gives you no rights to publish, disseminate or otherwise use such Content.

DISCLAIMER OF WARRANTY

Wottit AND ITS PRODUCTS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Wottit FURTHER DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE OF Wottit AND ITS PRODUCTS REMAINS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Wottit OR ITS SUPPLIERS BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR OTHER DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR OTHER PECUNIARY LOSS) ARISING OUT OF THIS AGREEMENT OR THE USE OF OR INABILITY TO USE THE PRODUCT, EVEN IF Wottit HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

SEVERABILITY AND INTEGRATION

Unless otherwise specified herein, this agreement constitutes the entire agreement between you and Wottit with respect to this site and supersedes all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and Wottit with respect to the Wottit Service or the Agency Agreement. If any part of these Terms of Use or Agency Agreement is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties. Or if that portion is not susceptible to such construction, it shall be replaced with a provision that is consistent with applicable law and which reflects, as nearly as possible, the original intentions of the parties. In either event, the remaining portions remains in full force and effect.

TERMINATION

Wottit reserves the right, in its sole discretion, to terminate your access to the Wottit Service, with or without notice, for any reason, including, without limitation, if Wottit believes that you have violated or acted inconsistently with the letter or spirit of these Terms of Use or the Agency Agreement. This includes Wottit's right to terminate your ability to upload videos, post comments, collect revenue or any function available via the Wottit Service. Wottit has a zero tolerance for any violation of Content Policies and/or Conduct outlined in these Terms, especially, but not limited to copyright infringement. If a user is found in violation, the account may be suspended and/or terminated. The determination of suspension or termination is at the sole discretion of Wottit. You acknowledge and agree that Wottit shall not be liable to you or any third party for any termination or suspension of your access to the Wottit Services.

CONSIDERATION AND AGREEMENT

You agree: that there is legally sufficient consideration for this Agreement and for the rights granted and obligations undertaken by the parties herein; that this Agreement is a legally binding contract between you and Wottit; that you are entering into this Agreement knowingly and willingly, and that your submission of this Agency Agreement to Wottit electronically constitutes your electronic agreement, such that this Agency Agreement becomes binding upon submission.

Recommendations Guidelines: The Wottit Shares Recommendations Guidelines and Wottit fundraiser Recommendations Guidelines outline our standards for Wottit Recommending and not recommending content. Live Policies: These policies apply to all content broadcast to Wottit Live.

Contact Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to Services@Wottit.com. To contact our Data Protection Officer, kindly address or call.